Travel insurance in Kampala
Travel Worry‑Free, Wherever You Go
Safeguard your safaris, your boardroom meetings, and that priceless peace of mind with travel insurance in Kampala . Check out our Standard and Comprehensive plans below.
From gorilla trekking to sealing that big contract, travel is full of surprises—do you have a safety net for life’s plot twists?
Picture a medical crisis abroad with no cover—your dream getaway fast becomes a mountain of bills.
KEY RISKS INCLUDE
- Mid‑Trip Emergencies: Illness or injury needing hospital care—or even evacuation—can smash your budget without insurance.
- Plan Disruptors: From storms grounding flights to family emergencies calling you home, plans can unravel in an instant.
- Lost Luggage (or Passports, Gear…): When your essentials go rogue, you’re left racing the clock.
- Oops Moments: Accidentally damage rental gear or a local’s property—cover steps in when accidents happen.
- Unexpected Hazards: From sudden unrest to pickpockets’ antics, travel has its share of surprises.
OUR SOLUTION
Insurance Plans That Fit Your Journey.
Comprehensive Plan
- Ultimate Cover: Your all‑in plan for maximum peace of mind—broad protection for travelers who want it all.
- Comprehensive Cover: Covers nearly every scenario—even those rare, game‑changing moments.
- Medical & Mishap Cover: Full financial backup for medical crises and unexpected travel hiccups.
Standard Plan
- Standard Cover: Covers the essentials—ideal for budget‑savvy explorers wanting solid basic protection.
- Core Cover: Guards you against the most common travel bumps—your must‑have safety net.
| Coverage Area | Standard Plan | Comprehensive Plan | Key Benefit (Loss Prevention) |
|---|---|---|---|
| Emergency Medical & Evacuation | Basic medical cover & simple evacuation | Higher limits & full medical evacuation | Shields your wallet from sky‑high medical bills and gets you home safe. |
| Trip Cancellation/Interruption | Cover for major named reasons | Broader cover for more cancellation causes | Protects your prepaid costs when plans change unexpectedly. |
| Lost/Delayed Baggage | Essential reimbursement for basics | Higher-value cover for all personal items | Covers your essentials so you’re not left buying last‑minute replacements. |
| Personal Accident & Liability | Basic accident and liability protection | Enhanced accident & liability limits | Safeguards you from unexpected injury costs or liability claims. |
| Travel Delay & Missed Connection | Limited delay cover | Extended delay benefits & higher payouts | Offsets extra costs and stress when flights or connections run late. |
| Optional Add‑ons (Adventure Sports, Gadget Cover) | Selectable basic add‑ons | Wide range of higher‑limit options | Customize your policy for your exact activities and gear. |
WHY CHOOSE US
Two Decades of Doing This Right
With 20+ years under our belt, Intek Travel Uganda knows how to handle travel risks without breaking a sweat—whether you’re flying solo or managing a whole team.
Real People, Real Help
We’re not just here for the sale. We help you pick the right cover, and if things go sideways, we’re right by your side for the claims and everything in between.
Global Muscle, Local Care
Thanks to our partnership with Altour, your coverage travels with you—backed by a global network that makes things feel local wherever you land.
Your Big Adventure, Fully Protected.
We Have Answers.
1. Do I really need travel insurance when travelling from Uganda?
Yes, travel insurance in Kampala service is highly recommended. While it may be optional for some destinations, it provides a crucial financial safety net against a variety of risks. These include unexpected medical emergencies, which can be extremely expensive abroad, as well as trip cancellations, lost luggage, and the need for legal assistance. For certain destinations, like the Schengen Area, having travel insurance is a mandatory requirement for the visa application.
2. What does a typical travel insurance policy cover?
Most standard plans for travel insurance in Kampala cover emergency medical and related expenses, including hospitalization and evacuation. Other common benefits include coverage for trip cancellation and interruption, loss or delay of checked baggage, loss of passport, and personal liability in case you are legally responsible for injury to someone or damage to their property.
3. Is travel insurance required for a Schengen visa?
4. Can I get travel insurance that covers my whole family?
Yes. Children can be covered by travel insurance, provided they have a valid policy issued for them. Many providers offer plans that can be tailored to cover your entire family for a trip.
5. What is not covered by travel insurance?
Policies for travel insurance in Kampala typically have exclusions. A major one is for pre-existing medical conditions—illnesses or injuries you had before the policy started. Coverage may also be denied if you engage in reckless activities, participate in high-risk sports without specific coverage, leave belongings unattended, or travel against government advice. Damage to or loss of valuables like laptops and jewelry packed in checked luggage is often excluded.
6. How much does travel insurance cost in Uganda?
The cost of travel insurance in Kampala depends on several factors, primarily the traveler’s age, the duration of the trip, the destination (e.g., policies including the USA & Canada are often different), and the level of coverage you choose. It’s best to get a personalized quote from an insurance provider.
7. How do I make a claim if something happens while I'm abroad?
Your insurance certificate will have a 24/7 emergency assistance number and email address you can contact from anywhere in the world. For emergencies, you may need to go directly to a medical facility and contact the insurer as soon as possible. For incidents like theft, you must report it to the local police within 24 hours and get a written report.
8. Is there an age limit for getting travel insurance?
Yes, many policies for travel insurance in Kampala have an age limit. For example, some insurers may have a maximum insured age of 80 years. It’s important to check the specific terms of the policy you are considering.
